2323 40th Avenue S Saint Cloud, MN ^$ 395,000

2323 40th Avenue S

^$ 395,000

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2323 40th Avenue S

Saint Cloud, MN, 56301

^$ 395,000

Bedrooms2 Baths2.0 Sq 1,650

Monthly Estimate*

^$ 2,728

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Single Family Home for sale in Saint Cloud, MN

for $395,000 with 2 bedrooms and 2 full baths. This 1,650 square foot home was built in 2023 on a lot size of 0.22.

Gorgeous like-new patio home overlooking a peaceful pond and fountain! Just 2 years old, this beautifully designed home offers over 1,600 sq. ft. with 2 bedrooms, 2 baths, and a bonus hobby room — all in a bright, open floorplan. The spacious kitchen features quality finishes and a large island that flows effortlessly into the living and dining areas. The primary suite includes a generous walk-in closet and private bath with walk-in shower. Enjoy quiet mornings and relaxing evenings in the screened porch with stunning water views. A perfect blend of comfort, style, and low-maintenance living!

Single Family Contingent

Price

^$ 395,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 5,818

Style

Single Family

Lot Size

0.22

Year Built

2023

Town/City

Saint Cloud

County/Region

Stearns

MLS | Web ID

7065721

Features

General

Living Area 1650

Sewer City Sewer/Connected

Heating In-Floor Heating

Cooling Central Air

Roof Age 8 Years or Less Asphalt

Appliances Air-To-Air Exchanger Dishwasher Dryer Microwave Range Tankless Water Heater Washer

HOA Fee 0

Garage Spaces 2

Year Built 2023

Levels One

Property Subtype Single Family

Tax Year 2026

Accessibility Doors 36 + Fully Wheelchair Hallways 42 + No Stairs External No Stairs Internal

County Stearns

New Construction N

Property Type Residential

HOA N

Contingency Sale of Another Property

Subdivision Name Sun Villa Estates Five

Full Baths 1

Directions West St. Germain Street south to 24th Street South. Go East to 40th Ave South Left. Home on left.

City Saint Cloud

High School District St. Cloud

Zoning Description Residential-Single Family

Lot Size Units Acres

Property Attached Y/N N

Land Lease Y/N N

Tax Annual Amount 5818

Additional Parcels Y/N N

Virtual Tour https://wellcomemat.com/embed/54snb868d6ba1ml2k?mls=1

Standard Status Active

Lender Owned No

Interior

Basement None

Total Fireplaces 1

Fireplace Features Gas

Basement (Y/N) N

Fireplace Y/N Y

Above Grade Finished Area 1650

Half Baths 0

1/4 Baths 0

3/4 Baths 1

Laundry Features Main Level

Total Bedrooms 2

Below Grade Finished Area 0

Total Baths 2

Bath Desc Main Floor 3/4 Bath Main Floor Full Bath

Dining Room Description Informal Dining Room

Fuel Natural Gas

Garage Square Feet 624

Exterior

Parking Features Attached Garage Concrete

Water Source City Water/Connected

Lot Size Area 0.22

Building Area Total 1650

Lot Dimensions Irregular

Waterfront Y/N N

Foundation Area 1650

Road Frontage Type City Street

Road Responsibility Public Maintained Road

Internal Only

Street Number 1 2323

* Excluded Features

List By

Premier Real Estate Services

Broker

chris@premierhomesearch.com

Affordability Calculator

$3,213

Per Month

Monthly Principal & Interest: $2,728
Monthly Property Taxes: $485
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Saint Cloud, MN

Average List Price ^$340,989

Percent of Sale Price 14%

About Saint Cloud, MN

69,438 Population

15% Since 2002

^$47,019 Median Income

32.74 Median Age

24% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

709352 Elementary School

709222 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
8/5/2026	$395,000	-2.47%	Price Down
6/27/2026	$405,000	-2.41%	Price Down
5/1/2026	$415,000		Listed Price

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2323 40th Avenue S, Saint Cloud, MN, 56301 is a Single Family Home for sale at $395,000 with 1,650 sqft and a lot size of 0.22. 2323 40th Avenue S has 2 bedrooms, 2.0 baths, and was built in 2023. The property's zip code is 56301 which is in Saint Cloud, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota, Inc.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 10/18/2026.

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2323 40th Avenue S

Single Family Home for sale in Saint Cloud, MN

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