1804 N Bay Road Ely, MN $ 599,000
1804 N Bay Road
$ 599,000
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1804 N Bay Road

Ely, MN, 55731
$ 599,000
Bedrooms2 Baths2.1 Sq 2,920

Monthly Estimate*

$ 4,137

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Single Family Home for sale in Ely, MN

for $599,000 with 2 bedrooms and 2 full baths, 1 half bath. This 2,920 square foot home was built in 1987 on a lot size of 3.12.

Nestled approximately 12 miles south of Ely, this 3BR/3BA Birch Lake home sits on a 2.6-acre point, offering unparalleled views of Birch Lake from three sides. With 675 feet of accessible, user-friendly shoreline, with sandy beach. Huge living/dining room with a cozy wood-burning brick fireplace, lakeside room with vaulted ceilings and panoramic lake views, en-suite primary bedroom, main floor laundry, knotty pine cabin feel throughout for full Up North Cabin feels. Lower level has a roomy rec room and two other rooms used as bedrooms (non-egress) but great for a library, den, exercise room, etc. Outdoor bliss with large front deck, firepit, dock in a quite bay (great fishing shhh) and end of the road privacy. You'll love the sites, sounds, and fresh forest smells of this hidden retreat. Don't miss out!

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Single Family Active

Price

$ 599,000

Bedrooms

2

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 7,339

Style

Single Family

Lot Size

3.12

Year Built

1987

Town/City

Ely

County/Region

Saint Louis

MLS | Web ID

7046279

Features
General
Living Area 2920
Sewer Septic System Compliant - Yes
Heating Forced Air
Cooling None
Roof Asphalt
Appliances Dryer Electric Water Heater Range Refrigerator Washer
HOA Fee 0
Garage Spaces 6
Construction Materials Frame
Year Built 1987
Electric 200+ Amp Service
Levels One
Property Subtype Single Family
Tax Year 2026
Waterfront Features Lake Front
Accessibility None
County St. Louis
New Construction N
Property Type Residential
HOA N
Contingency None
Subdivision Name North Bay Homesites 61 12
Full Baths 2
Directions Cty Rd 120 to Birch Lake Road down to North Bay Homesites continue straight in Fire number.
City Ely
High School District St. Louis County
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 7339
Additional Parcels Y/N N
Standard Status Active
Lender Owned No
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Interior
Basement Finished Full
Total Fireplaces 1
Fireplace Features Wood Burning
Basement (Y/N) Y
Above Grade Finished Area 1520
Half Baths 1
1/4 Baths 0
3/4 Baths 0
Laundry Features Main Level
Total Bedrooms 2
Below Grade Finished Area 1400
Total Baths 3
Foundation Dimensions 50 x 28
Fuel Propane Wood
Garage Dimensions 22 x 26
Garage Square Feet 572
Waterfront Feet 675
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Exterior
Parking Features Detached Garage
Water Source Drilled
Lot Size Area 3.12
Building Area Total 1520
Lot Dimensions 600.00 x 260.00
Waterfront Y/N Y
Foundation Area 1400
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Internal Only
Street Number 1 1804
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* Excluded Features
List By
Z'up North Realty, Inc.

Broker

andrea@zupnorth.com

Email

Affordability Calculator

$4,749
Per Month
87%
13%
0%
Monthly Principal & Interest
$4,137
Monthly Property Taxes
$612
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
708317 Elementary School
708533 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/29/2026$599,000 -7.70% Price Down
3/31/2026$649,000 Listed Price

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1804 N Bay Road, Ely, MN, 55731 is a Single Family Home for sale at $599,000 with 2,920 sqft and a lot size of 3.12. 1804 N Bay Road has 2 bedrooms, 2.1 baths, and was built in 1987. The property's zip code is 55731 which is in Ely, MN