20482 Lord Road
Merrifield, MN, 56465 $ 699,900
Bedrooms4 Baths3.0 Sq 3,120 Monthly Estimate*
$ 4,834
for $699,900 with 4 bedrooms and 3 full baths. This 3,120 square foot home was built in 1995 on a lot size of 9.45.
Discover what may be the best on-water luxury value in the Brainerd Lakes Area, located on the scenic Mississippi River waterway with direct access to Rice Lake. This rare estate offers nearly 10 heavily wooded acres, approximately 330 feet of river frontage, privacy, recreation, luxury, and incredible investment potential just minutes from Brainerd. The newly renovated 3,000+ sq. ft. home showcases breathtaking panoramic views, abundant wildlife, soaring vaulted ceilings, expansive windows, a dramatic floor-to-ceiling stone fireplace, and high-end finishes throughout. The custom gourmet kitchen features a truly one-of-a-kind Butler’s Pantry and flows into the open-concept living space, leading to an expansive wraparound deck overlooking the river and private pond. The luxurious primary suite offers beautiful pond and nature views, oversized walk-in closet, private laundry, and spa-inspired five-piece bath. The lower level includes a spacious family room, three additional bedrooms, full bath, and second laundry area, ideal for guests or multi-generational living. An oversized finished three-stall attached garage plus detached garage provide abundant room for vehicles, boats, ATVs, and recreational toys. Enjoy mature woods, excellent hunting, hiking, direct Mississippi River access, and a short boat ride to Rice Lake. Whether used as a year-round residence, luxury retreat, recreational getaway, or investment property, this is an exceptional opportunity. Luxury waterfront acreage, privacy, river access, and development potential at this level are rarely available—especially at this value.
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FeaturesGeneralLiving Area 3120
Sewer Private Sewer Septic System Compliant - Yes Tank with Drainage Field
Heating Forced Air Fireplace(s)
Cooling Central Air
Roof Age 8 Years or Less Architectural Shingle
Appliances Dryer Fuel Tank - Rented Microwave Range Refrigerator Washer
HOA Fee 0
Garage Spaces 3
Pool Features None
Construction Materials Block Concrete Frame
Year Built 1995
Electric Circuit Breakers 200+ Amp Service
View River
Levels One and One Half
Property Subtype Single Family
Tax Year 2025
Waterfront Features River Front
Accessibility None
County Crow Wing
New Construction N
Property Type Residential
HOA N
Contingency None
Other Structures Garage(s)
Full Baths 2
Directions From Brainerd: County Road 3 to right on Sorenson Lake Rd to R on Lord Rd follow to end to left on shared/split driveway follow straight to property.
City Merrifield
High School District Brainerd
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 2400
Additional Parcels Y/N N
Standard Status Pending
Lender Owned No
Amenities Unit Ceiling Fan(s) Deck Kitchen Center Island Kitchen Window Primary Bedroom Walk-In Closet Main Floor Primary Bedroom Natural Woodwork Paneled Doors Panoramic View Tile Floors Vaulted Ceiling(s) Walk-In
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InteriorBasement Block Drainage System Finished Sump Pump
Total Fireplaces 1
Fireplace Features Electric
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 1720
Half Baths 0
1/4 Baths 0
3/4 Baths 1
Laundry Features Lower Level Main Level Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 1400
Total Baths 3
Bath Desc Bathroom Ensuite Full Primary Full Basement Private Primary Main Floor Full Bath
Dining Room Description Informal Dining Room
Foundation Dimensions 50x30
Fuel Electric Propane
Garage Dimensions 29x33
Garage Door Width 9
Garage Square Feet 957
Waterfront Feet 330
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ExteriorFencing None
Parking Features Attached Garage Detached Garage Gravel Concrete Finished Garage Garage Door Opener Insulated Garage Multiple Garages
Lot Features Tree Coverage - Medium
Water Source 4-Inch Submersible Drilled Private Well
Lot Size Area 9.45
Building Area Total 3220
Lot Dimensions irregular
Waterfront Y/N Y
Foundation Area 1720
Road Frontage Type County Road
Road Responsibility Public Maintained Road
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $4,834
- Monthly Property Taxes
- $200
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Merrifield, MN
Average List Price $794,691
Percent of Sale Price 14%
About Merrifield, MN 124 Population
11% Since 2002
$ 65,805 Median Income
49.1 Median Age
21% Households with Children
Trends Information provided by ATTOM Data Solutions.
708897 Elementary School
709397 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/1/2026 | $699,900 | -3.45% | Price Down |
| 8/17/2026 | $724,900 | -3.20% | Price Down |
| 8/5/2026 | $748,900 | -0.13% | Price Down |
| 6/20/2026 | $749,900 | -6.25% | Price Down |
| 6/3/2026 | $799,900 | -3.04% | Price Down |
| 5/13/2026 | $825,000 | -2.94% | Price Down |
| 5/7/2026 | $850,000 | -5.55% | Price Down |
| 3/24/2026 | $899,900 | | Listed Price |