2177 Mill Pond Drive
Saint Cloud, MN, 56303 $ 995,000
Bedrooms5 Baths4.1 Sq 7,307 Monthly Estimate*
$ 6,872
for $995,000 with 5 bedrooms and 4 full baths, 1 half bath. This 7,307 square foot home was built in 2006 on a lot size of 1.12.
Experience an unparalleled lifestyle in this masterfully crafted home, boasting over 7,000 finished square feet of versatile living space. The home sits on a remarkable lot that provides sweeping north and west views down the Sauk River, and it includes additional land across the street, plus a perpetual easement for river access through the private wooded property behind the home. This peaceful setting feels like a private sanctuary while remaining conveniently located near Whitney Park, featuring trails, soccer and softball fields, a dog park, and the nearby YMCA and aquatic center. The main floor showcases a massive open great room with an intricately vaulted ceiling, a kitchen loaded with granite countertops, dual wall ovens, and stunning river views, plus formal and informal dining spaces ideal for large gatherings. A gas fireplace anchors the living room, and a four-season room captures serene river views, while a spacious mudroom and convenient main-floor laundry add everyday functionality. Upstairs, three bedrooms include an expansive primary suite with a gas fireplace, a private sitting room overlooking the river, and a bath with dual vanities, jetted tub, and tile shower; the additional bedrooms share a Jack-and-Jill bath. The third level offers two large bedrooms, an office, and a family room with a third fireplace and wet bar, while the basement provides a large rec room and a dedicated hot tub room. Built to exceptional standards, the home features 500-amp service, spray foam insulation, extensive stone and brickwork, CertainTeed Presidential shingles, and in-floor heat in the lower levels. Complete with over 2,000 sq ft of heated and finished garage space for all your vehicles and hobbies, and a neighborhood pool for summer fun, this home is a rare find that combines luxury with active, convenient living.
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FeaturesGeneralLiving Area 7307
Sewer City Sewer/Connected
Heating Boiler Forced Air In-Floor Heating
Cooling Central Air
Roof Asphalt
Appliances Cooktop Dishwasher Disposal Double Oven Dryer Microwave Refrigerator Stainless Steel Appliances Washer
HOA Fee 600
Garage Spaces 6
Association Fee Includes Other
Pool Features Below Ground Shared
Year Built 2006
Levels Four or More Level Split
Property Subtype Single Family
Tax Year 2026
Waterfront Features River View
Accessibility None
Additional Parcels Description 82486910012 82486910013 82486910014
Assoc Fee Paid Per Annually
County Stearns
New Construction N
Property Type Residential
HOA Y
Contingency None
Subdivision Name Mill River Estates
Full Baths 3
Directions Northway Dr to Stockinger Dr Rt on Forest Dr Lt on Mill Creek Dr Lt on Mill Pond Dr to home on left
City Saint Cloud
Association Name Mill Creek Homeowners Assoc
High School District St. Cloud
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 12494
Additional Parcels Y/N Y
Standard Status Active
Lender Owned No
Amenities Unit Deck Hardwood Floors Primary Bedroom Walk-In Closet In-Ground Sprinkler Sun Room Tile Floors Vaulted Ceiling(s) Wet Bar
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InteriorBasement Finished Full
Total Fireplaces 3
Fireplace Features Family Room Gas Living Room Primary Bedroom
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 4200
Half Baths 1
1/4 Baths 0
3/4 Baths 1
Laundry Features Main Level Sink
Total Bedrooms 5
Below Grade Finished Area 3107
Total Baths 5
Bath Desc 3/4 Basement Full Primary Full Basement Full Jack & Jill Private Primary Main Floor 1/2 Bath Separate Tub & Shower Jetted Tub Walk-In Shower Stall
Dining Room Description Breakfast Bar Informal Dining Room Separate/Formal Dining Room
Fuel Natural Gas
Garage Dimensions 32x55
Garage Square Feet 2002
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ExteriorParking Features Attached Garage Concrete Floor Drain Finished Garage Heated Garage
Water Source City Water/Connected
Lot Size Area 1.12
Building Area Total 8400
Lot Dimensions 1x1
Waterfront Y/N N
Foundation Area 4200
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* Excluded FeaturesList ByAgency North Real Estate, IncBroker
mwieber@agencynorthre.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $6,872
- Monthly Property Taxes
- $1,041
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Saint Cloud, MN
Average List Price $343,411
Percent of Sale Price 65%
About Saint Cloud, MN 69,438 Population
15% Since 2002
$ 47,019 Median Income
32.74 Median Age
24% Households with Children
Trends Information provided by ATTOM Data Solutions.
709352 Elementary School
709222 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/24/2026 | $995,000 | -17.08% | Price Down |
| 2/25/2026 | $1,200,000 | | Listed Price |