4732 4th Street Loop NE Saint Cloud, MN $ 344,900
4732 4th Street Loop NE
$ 344,900
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4732 4th Street Loop NE

Saint Cloud, MN, 56304
$ 344,900
Bedrooms4 Baths3.0 Sq 2,406

Monthly Estimate*

$ 2,382

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Single Family Home for sale in Saint Cloud, MN

for $344,900 with 4 bedrooms and 3 full baths. This 2,406 square foot home was built in 2005 on a lot size of 0.414.

Sauk Rapids School District. This home is situated on .414 acres that backs up to woods. The foyer has a large closet and custom bench with coat hooks. The flooring throughout the main level is vinyl plank and is easy to keep clean. Walk up 3 steps and into the dining area and kitchen with tiled floors. Large center island offers additional seating for larger gatherings. Step out onto the maintenance free composite deck and enjoy the birds or the occasional deer. turkey, or pheasants that frequently cross. The upper level has 2 bedrooms with one being the primary bedroom. A king-size bed still provides plenty of additional room for options of seating. There is a large closet with a ensuite full bathroom. The laundry room is also up on the top level. 2nd bedroom and an additional full bathroom completes the upper-level. Enter into the 3rd level which offers a bedroom, and full bathroom. This level includes a walk-out entry to a relaxing concrete patio. The basement was recently finished in 2023 and has a media room, bedroom, and office/storage. The three stall garage is heated and is 37x24 and can fit most big vehicles.

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Single Family Active

Price

$ 344,900

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 4,660

Style

Single Family

Lot Size

0.414

Year Built

2005

Town/City

Saint Cloud

County/Region

Benton

MLS | Web ID

6819124

Features
General
Living Area 2406
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less Asphalt
Appliances Air-To-Air Exchanger Dishwasher Gas Water Heater Microwave Range Refrigerator Stainless Steel Appliances Washer
HOA Fee 324
Garage Spaces 3
Association Fee Includes Shared Amenities
Construction Materials Block Frame
Year Built 2005
Electric Circuit Breakers 200+ Amp Service
Levels Four or More Level Split
Property Subtype Single Family
Tax Year 2026
Accessibility None
Assoc Fee Paid Per Annually
County Benton
New Construction N
Property Type Residential
HOA Y
Contingency None
Subdivision Name Waters Edge At Don Lake
Other Structures Storage Shed
Full Baths 3
Directions Head East on 2nd St SE. Turn left at 47th Ave NE there is a Water Edge neighborhood sign. Turn right on 4th St Lp NE. Home will be on your right hand sid
City Saint Cloud
Association Name Property Solutions LLC
High School District Sauk Rapids-Rice
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 4660
Additional Parcels Y/N N
Standard Status Active
Lender Owned No
Amenities Unit Ceiling Fan(s) Deck French Doors Kitchen Center Island Kitchen Window Primary Bedroom Walk-In Closet Patio Paneled Doors In-Ground Sprinkler Tile Floors Vaulted Ceiling(s) Walk-In Closet
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Interior
Basement Block Drain Tiled Egress Window(s) Finished Full Sump Basket Sump Pump
Total Fireplaces 0
Basement (Y/N) Y
Fireplace Y/N N
Above Grade Finished Area 1240
Half Baths 0
1/4 Baths 0
3/4 Baths 0
Laundry Features Laundry Room Upper Level
Total Bedrooms 4
Below Grade Finished Area 1166
Total Baths 3
Bath Desc Full Basement Private Primary Upper Level Full Bath
Dining Room Description Kitchen/Dining Room
Foundation Dimensions 21x26
Fuel Natural Gas
Garage Dimensions 24x37
Garage Door Width 9
Garage Square Feet 888
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Exterior
Parking Features Attached Garage Asphalt Heated Garage Insulated Garage
Lot Features Irregular Lot Tree Coverage - Light
Water Source City Water/Connected
Lot Size Area 0.414
Building Area Total 2406
Lot Dimensions 63x127x190x202
Waterfront Y/N N
Foundation Area 546
Road Frontage Type City Street
Road Responsibility Public Maintained Road
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Internal Only
Street Number 1 4732
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* Excluded Features
List By
Kerber Castle Realty Group

Broker

ryanbaker@stcrealtor.com

Email

Affordability Calculator

$2,770
Per Month
86%
14%
0%
Monthly Principal & Interest
$2,382
Monthly Property Taxes
$388
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
708359 Elementary School
708670 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
6/3/2026$344,900 -1.43% Price Down
2/20/2026$349,900 -3.87% Price Down
11/18/2025$364,000 Listed Price

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4732 4th Street Loop NE, Saint Cloud, MN, 56304 is a Single Family Home for sale at $344,900 with 2,406 sqft and a lot size of 0.414. 4732 4th Street Loop NE has 4 bedrooms, 3.0 baths, and was built in 2005. The property's zip code is 56304 which is in Saint Cloud, MN