13971 Opal Street NE
Ham Lake, MN, 55304 $ 1,749,000
Bedrooms5 Baths3.0 Sq 4,745 Monthly Estimate*
$ 12,080
for $1,749,000 with 5 bedrooms and 3 full baths. This 4,745 square foot home was built in 2026 on a lot size of 1.05.
Discover ELWELL FARMS, a thoughtfully planned community spanning 515 acres and bordering the scenic Carlos Avery Wildlife Management Area. With 106 spacious acreage homesites, this stunning neighborhood blends natural surroundings with luxurious living. HANSON BUILDERS has 15 premium homesites available in Phase 1, many offering wooded landscapes and peaceful pond views. Experience the perfect blend of style and comfort in this beautifully crafted home, thoughtfully designed for luxurious main-level living. From the moment you step inside, exquisite custom ceiling details and high-end finishes set a tone of sophistication throughout. The Great Room captivates with a vaulted ceiling and three floating wood beams, creating a warm and open atmosphere. The chef-inspired Kitchen features a spacious Prep Pantry—ideal for both entertaining and everyday living—while the adjoining Sunroom invites relaxation with its cozy stone fireplace and wood-beamed ceiling. The main level Owner’s Suite provides a private, spa-like retreat, and the flexible second Bedroom or Study adapts easily to your lifestyle needs. Downstairs, the fully finished lower level offers abundant space for family and guests, including three additional Bedrooms, an Exercise Room, a generous Family Room, a Game Room, and a stylish Wet Bar—perfect for gatherings or quiet evenings in. Additional features include a heated 4-car garage featuring floor drains and 220V outlet for an EV charger. Wrapped in James Hardie cement board siding and Marvin Windows. Nestled in Elwell Farms, this home offers access to an exceptional collection of community amenities, including a pool, clubhouse, playground with picnic pavilion, pickleball courts, fishing pier, and scenic walking trails. Discover a one-of-a-kind lifestyle in a community designed for connection, recreation, and relaxation. $25,000 RATE BUYDOWN INCENTIVE AVAILABLE! Seller is offering up to $25,000 toward an interest rate buydown with preferred lender. Terms and conditions apply.
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FeaturesGeneralLiving Area 4745
Sewer Private Sewer
Heating Forced Air Zoned
Cooling Central Air Zoned
Roof Age 8 Years or Less Asphalt Pitched
Appliances Cooktop Dishwasher Disposal Double Oven Dryer Exhaust Fan Freezer Microwave Refrigerator Stainless Steel Appliances Wall Oven Washer Water Softener Owned
HOA Fee 100
Garage Spaces 4
Association Fee Includes Professional Mgmt Shared Amenities
Pool Features Below Ground Outdoor Shared
Year Built 2026
Electric Circuit Breakers 200+ Amp Service
Levels One
Property Subtype Single Family
Tax Year 2025
Accessibility None
Assoc Fee Paid Per Monthly
County Anoka
New Construction Y
Property Type Residential
HOA Y
Contingency None
Subdivision Name Elwell Farms
Full Baths 2
Directions North on Lexington Ave NE turn Right onto 143rd Avenue NE turn Right onto Opal Street NE. Home is on the Left.
City Ham Lake
Association Name TBD
High School District Anoka-Hennepin
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 2000
Additional Parcels Y/N N
Virtual Tour https://tours.spacecrafting.com/n-t12rn1
Builder Name HANSON BUILDERS INC
Standard Status Active
Lender Owned No
Amenities Unit Deck Exercise Room French Doors Kitchen Center Island Primary Bedroom Walk-In Closet Main Floor Primary Bedroom Patio In-Ground Sprinkler Sun Room Tile Floors Washer/Dryer Hookup Wet Bar
Community Name Elwell Farms
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InteriorBasement Drain Tiled Finished Full Concrete Storage Space Sump Basket Sump Pump
Total Fireplaces 2
Fireplace Features Gas Living Room
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 2537
Half Baths 0
1/4 Baths 0
3/4 Baths 1
Laundry Features Electric Dryer Hookup Laundry Room Main Level Sink Washer Hookup
Total Bedrooms 5
Below Grade Finished Area 2208
Total Baths 3
Bath Desc Double Sink Full Basement Main Floor 3/4 Bath Main Floor Full Bath Separate Tub & Shower Primary Walk-Thru Walk-In Shower Stall Walk Thru
Dining Room Description Kitchen/Dining Room
Fuel Natural Gas
Garage Dimensions 41x23
Garage Square Feet 1217
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ExteriorParking Features Attached Garage Asphalt Electric Vehicle Charging Station(s) Floor Drain Heated Garage Insulated Garage
Lot Features Sod Included in Price
Water Source Well
Lot Size Area 1.05
Building Area Total 5068
Lot Dimensions 1x1x1x1
Waterfront Y/N N
Foundation Area 2536
Road Frontage Type Curbs Paved Streets Sidewalks
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* Excluded FeaturesList Byluke@lukehansonhomes.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $12,080
- Monthly Property Taxes
- $167
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Ham Lake, MN
Average List Price $1,208,073
Percent of Sale Price 31%
About Ham Lake, MN 16,345 Population
28% Since 2002
$ 93,835 Median Income
43.31 Median Age
36% Households with Children
Trends Information provided by ATTOM Data Solutions.
708703 Elementary School
709481 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/30/2026 | $1,749,000 | -1.46% | Price Down |
| 10/27/2025 | $1,775,000 | | Listed Price |